Do I have to declare a body kit?
If you make alterations to your car and don’t declare them, your insurance provider can cancel your policy. This could also make it more difficult or expensive to get cover in the future. Cons Of Car Modification For example, modifying your car could void its warranty, as manufacturers limit the changes allowed. This means that you might be responsible for any repairs. Moreover, some alterations, especially those that affect the engine or other critical components, could decrease your car’s reliability.
What are the disadvantages of a body kit?
Cons: Heavier Weight: Polyurethane is generally heavier than fiberglass and carbon fiber, which could slightly impact performance. Higher Cost: While not as expensive as carbon fiber, urethane auto body kits are typically pricier than fiberglass. Carbon fiber is the premium material for body kits, offering superior strength and lightweight properties. However, this high-end material comes with a premium price tag. Carbon fiber body kits are typically more expensive than fiberglass options due to the higher manufacturing costs and material quality.
Do body kits affect insurance?
You might even decide to change the whole look of your car with a body kit. Any of these changes could make your car more desirable or more expensive to repair, and that’s why they to be reflected in your insurance premiums. In general, if you have a standard policy, bodywork changes can increase your premium by 10-15%. However, if you already have a modified insurance policy, a body kit is unlikely to affect your premium unless it dramatically increases the value of your car.